All materials provided on this web site are for information purposes only. The materials do not constitute legal advice. Due to the complexity of bankruptcy and exemption laws, differing interpretations of statute and case law from various state and federal courts, you should obtain the services of a competent bankruptcy attorney before acting upon the materials contained on this web site or filing a bankruptcy petition.

NOTE: Sending e-mail to my office does not establish an attorney-client relationship. No attorney-client relationship is created by the information provided here or by any consultation with my law office or staff.

An attorney-client relationship is ONLY created after: (A) the attorney agrees to accept your case; AND (B) you have entered into a SIGNED WRITTEN CONTRACT with my office; AND (C) you have paid all agreed retainer fees to my office.  An attorney-client relationship can only be established by mutual written consent with the attorney.